Health Insurance Crisis? Solved.


Don’t panic.  I may have done it.  Yes, your friendly chiroblogger may have accidently solved the national healthcare crisis.  I found an existing health insurance company that provides comprehensive health coverage for under $40 per month.  And this isn’t just some catastophic Roadrunner gets smushed by a falling safe and winds up in traction kind of coverage.  This is really good.  Really, really good.  Just look at these benefits:

Illness – Covered
Injuries & accidents – Covered
Hospitalization – Covered
Surgery – Covered
Hereditary conditions – Covered
Diagnostics – Covered
Prescription medications – Covered
Vaccinations – Covered
Annual Exams – Covered   
Dental Scaling/Polishing  – Covered
Wow!  Prescriptions?  Dental cleanings?  They even include some elective surgical procedures.  For forty bucks a month?  There aren’t even any copayments!  I’m awaiting the phone call from Obama any second now.
This just may be the ticket the country is waiting for. 
Now, there are a couple of exclusions.  There’s always fine print, right?  Okay, the following are not covered: parvo, distemper, kennel cough, heartworms and feline leukemia.  And grooming, bathing and dipping are out too.  Other than that, PurinaCare seems to provide a pretty darn good health insurance for a really reasonable price. 
Crazy, right? Dogs and cats get high quality health insurance while their owners are left to be ill.  What’s in it for we, the people?  A lot, according to the North American Pet Health Insurance Association (NAPHIA). 
According to recent studies, the NAPHIA figure the health benefits of  pet ownership  include:
  • Reduced risk of cardiovascular disease
  • Higher survival rates from heart attacks
  • Significantly lower use of general practitioner services
  • Reduced risk of asthma and allergic rhinitis in children exposed to pet allergens during the first year of their life
  • Better physical and psychological well-being for seniors
  • Interesting.  These are pretty tangible preventative health benefits.  I may have solved the health insurance situation after all.  I mean, obviously the pet insurance companies won’t cover people.  But if the benefits of pet ownership are so great for health, I might just start instructing my uninsured patients to take two kittens and call me in the morning.  Problem solved.



    Dr. Brett Kinsler is a chiropractor in Rochester, NY.  He is insured but his cat (favorite hobby = peeing in corners) has no coverage.

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    1. blissbait said,

      September 24, 2009 at 12:44 pm

      great photo and post
      absolutely blows my mind
      wtf? really…

      Thank You?! 🙂

    2. RobD said,

      October 6, 2009 at 7:36 pm

      There’s good info here. I did a search on the topic and found most people will agree with your blog. Keep up the good work mate! 🙂

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