Health Insurance Crisis? Solved.
September 24, 2009 at 12:40 pm (health insurance)
Tags: Health care, health insurance, Insurance, insurance crisis, kinsler, Obama, pet insurance, pet ownership
Don’t panic. I may have done it. Yes, your friendly chiroblogger may have accidently solved the national healthcare crisis. I found an existing health insurance company that provides comprehensive health coverage for under $40 per month. And this isn’t just some catastophic Roadrunner gets smushed by a falling safe and winds up in traction kind of coverage. This is really good. Really, really good. Just look at these benefits:
Illness – Covered
Injuries & accidents – Covered
Hospitalization – Covered
Surgery – Covered
Hereditary conditions – Covered
Diagnostics – Covered
Prescription medications – Covered
Vaccinations – Covered
Annual Exams – Covered
Dental Scaling/Polishing – Covered
Wow! Prescriptions? Dental cleanings? They even include some elective surgical procedures. For forty bucks a month? There aren’t even any copayments! I’m awaiting the phone call from Obama any second now.
This just may be the ticket the country is waiting for.
Now, there are a couple of exclusions. There’s always fine print, right? Okay, the following are not covered: parvo, distemper, kennel cough, heartworms and feline leukemia. And grooming, bathing and dipping are out too. Other than that, PurinaCare
seems to provide a pretty darn good health insurance for a really reasonable price.
Crazy, right? Dogs and cats get high quality health insurance while their owners are left to be ill. What’s in it for we, the people? A lot, according to the North American Pet Health Insurance Association (NAPHIA).
According to recent studies, the NAPHIA figure the health benefits of pet ownership include:
Reduced risk of cardiovascular disease
Higher survival rates from heart attacks
Significantly lower use of general practitioner services
Reduced risk of asthma and allergic rhinitis in children exposed to pet allergens during the first year of their life
Better physical and psychological well-being for seniors
Interesting. These are pretty tangible preventative health benefits. I may have solved the health insurance situation after all. I mean, obviously the pet insurance companies won’t cover people. But if the benefits of pet ownership are so great for health, I might just start instructing my uninsured patients to take two kittens and call me in the morning. Problem solved.
Dr. Brett Kinsler is a chiropractor in Rochester, NY. He is insured but his cat (favorite hobby = peeing in corners) has no coverage.